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BanksLoveMe, Inc., owns and operates the web site at the URL www.BanksLoveMe.com (the "Web Site") and web content.

The Content and all services and products associated with the Web Site are provided to you on an "as-is" and "as available" basis. BanksLoveMe.com makes no representations or warranties of any kind, express or implied, as to the operation of the Web Site or the information, content, materials, products or services included on or associated with the Web Site. You expressly agree that your use of the Web Site and all products and services included on or associated with the Web Site is at your sole risk.

BanksLoveMe.com does not make any representations, warranties or guarantees, express or implied, regarding the accuracy, correctness, or completeness of the Content or the services and products associated with the Web Site, nor the safety, reliability, title, timeliness, completeness, merchantability, conformity or fitness for a particular purpose of the Content or the services and products associated with the Web Site. It is your sole responsibility to independently evaluate the accuracy, correctness or completeness of the Content and the services and products associated with the Web Site. BanksLoveMe.com makes no representation, warranty or guarantee that the Content that may be available for downloading from the Web Site is free of infection from any viruses, worms, Trojan horses, trap doors, back doors, easter eggs, time bombs, cancelbots or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.

The Content is intended only to assist you with financial decisions and is broad in scope and does not consider your personal financial situation. Your personal financial situation is unique and the information and advice may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, BanksLoveMe.com recommends that you obtain additional information and advice of your accountant and other financial advisors who are fully aware of your individual circumstances.

BanksLoveMe.com shall in no event be responsible to, or liable to, you, or any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any damages, including, but not limited to, special, incidental, indirect or consequential damages that include, but are not limited to, damages for any loss of profit, revenue or business, as a direct or indirect result of: (i) your breach or violation of the terms and conditions of this Agreement; (ii) your access and use of the Web Site; (iii) your DELAY IN ACCESSING OR inability to access or use the Web Site for any reason; (iv) your downloading of any of the Content or the Collective Work for your use; (v) your reliance upon or use of the Content or the Collective Work, OR (VI) ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH the Web Site, OR OTHERWISE ARISING OUT OF THE USE OF the Web Site, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BanksLoveMe.com AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions or limitations may not apply to you.